Final Expense Insurance
Compare final expense plans from top-rated carriers in under two minutes — no medical exam required for many applicants, no obligation to buy.
Not affiliated with any government agency. Coverage and rates vary by state, age, and eligibility.
Takes about 90 seconds
Answer a few quick questions and a licensed agent will confirm your exact rate — no pressure, no long forms.
Start My QuoteCompare plans from carriers including
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Coverage Estimator
Funeral and burial costs average $8,000–$12,000. Add any medical bills or debts you'd want covered.
Estimated monthly premium
$28/mo
Illustrative estimate only — not a quote. Your actual rate depends on health, state, and the carrier you choose.
Get My Exact Rate →How It Works
Age, state, and general health — that's it. No long applications up front.
Your info is matched against plans from multiple top-rated companies.
Usually within 60 seconds, to confirm your exact rate and answer questions.
Apply if it's a fit. If not, walk away — there's never an obligation.
Common Questions
For many families, yes — it's built to cover funeral costs and small debts quickly, without leaving the bill to relatives. Whether it's worth it for you depends on existing savings, other coverage, and budget. An agent can walk through your specific situation.
Final expense (burial) insurance is a smaller, simplified type of whole life insurance, usually $5,000–$30,000 in coverage with easier approval. Traditional whole life often covers larger amounts and may require more health underwriting.
It depends on your age, health, and state — the "best" carrier for a 68-year-old non-smoker in Texas may not be the best for a 75-year-old with diabetes in Ohio. That's why comparing multiple carriers side by side matters more than any single "top" list.
Start with the average funeral cost in your area (often $8,000–$12,000), then add any outstanding medical bills, credit cards, or small debts you don't want passed on. The calculator above gives a starting estimate.
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What Clients Say
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